Grupo Santander is Spain's leading financial institution and the second in the Euro zone. It has a staff of 104,000 employees, of whom 65% are based outside Spain.We have a very clear strategy: to be the international benchmark bank, specializing in commercial banking and with a strong presence in Europe and Latin America.We combine geographical diversification with a thorough knowledge of the markets in which we work and manage locally. We have high market shares that allow us to get the greatest potential from our business model. Thisinvolvement in the markets where we operate makes us a multi-local group.